Last Updated: 20 December, 2024

HybridFolio ("Company," "we," "our," or "us") is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and protect your personal information when you interact with our website, services, or contact us in any way.

By using our services or website, you agree to the terms outlined in this Privacy Policy.

1. Information We Collect

We may collect the following types of information when you interact with us:

1.1 Personal Information

• Contact Information: Name, email address, phone number, mailing address, and other contact details you provide.
• Financial Information: Payment details, billing information, and other information required for transaction purposes.
• Consultation Details: Information related to your personal or business consultation, such as business information, goals, and any other details you provide during the consultation process.

1.2 Non-Personal Information

Website Usage Data: Information about how you interact with our website, including your IP address, browser type, pages visited, and time spent on our site. This data is collected via cookies and other tracking technologies (see Section 6).

2. How We Use Your Information

We may use your information for the following purposes:

2.1 To Provide Consultation Services

We use your personal and business information to deliver tailored advice and recommendations based on the services you request.

2.2 To Communicate with You

We may use your contact information to send important updates about your consultation, respond to inquiries, send newsletters, or notify you of any changes to our services.

2.3 For Billing and Payments

We use your financial information to process transactions, send invoices, and manage payment-related issues.

2.4 To Improve Our Services

We may use non-personal information, such as website usage data, to analyze user behavior and improve our website and services.

3. How We Share Your Information

We take your privacy seriously and do not sell or rent your personal information. However, we may share your information in the following cases:

3.1 Service Providers

We may share your information with third-party service providers who assist us with website hosting, payment processing, communication services, and other operational needs. These service providers are contractually obligated to protect your information and use it only as necessary to provide the services we request.

3.2 Legal Obligations

We may disclose your information if required to do so by law or in response to a valid legal request from authorities (such as a court order or subpoena).

3.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your personal information may be transferred to the acquiring entity, subject to the same privacy protections described in this policy.

4. Data Retention

We retain your personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. Once your information is no longer needed for these purposes, we will securely delete or anonymize it.

5. Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal information:

5.1 Access and Correction

You have the right to request access to your personal information and ask that we correct any inaccuracies.

5.2 Deletion

You may request that we delete your personal information, subject to any legal requirements to retain certain data.

5.3 Opt-Out of Marketing Communications

You may opt out of receiving marketing or promotional communications by following the unsubscribe instructions in the emails we send, or by contacting us directly.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small files placed on your device that allow us to recognize your browser and capture certain information.

7. Data Security

We take reasonable precautions to protect your personal information from unauthorized access, use, or disclosure. These measures include:

• Encryption of sensitive information.
• Regular security assessments.
• Limited access to personal information by authorized personnel only.

However, no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect or solicit personal information from minors. If we become aware that we have inadvertently collected personal data from a child under 18, we will take steps to delete that information.

10. Contact Us

Email: info@hybridfolio.in

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the "Last Updated" date at the top will be revised. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

By using our website or services, you acknowledge that you have read and understood this Privacy Policy, and agree to its terms.